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Mat Ishbia

Mat Ishbia is the President and CEO of United Wholesale Mortgage, the nation’s largest wholesale mortgage lender. He is the son of Jeffrey Ishbia, the founder and chairman of United Shore Financial Services, the original entity and parent company of UWM and its other previous brands United Shore and Shore Mortgage. Ishbia joined UWM in 2003 following graduation from Michigan State University, where he was a walk-on participant of the men’s basketball program.

Ishbia advanced through a number of roles in the company, quickly being named President of UWM, the wholesale lending division of USFS. In 2013, he was then appointed as chief executive officer of the full USFS umbrella, including Shore and UWM, supplanting former CEO Kip Kirkpatrick.

Since being appointed as UWM’s CEO, Ishbia has steadily increased the headcount of the company and crafted a reputation as one of the mortgage industry’s most vocal supporters of mortgage brokers and the wholesale channel.

Much of Ishbia’s reputation in the industry is a result of his competitive drive to be the best – most notably his publicly stated desire to topple industry rival Rocket Mortgage as the No. 1 mortgage lender in the country. He notoriously announced an ultimatum for mortgage brokers in March 2020, forbidding brokers who did business with Rocket’s wholesale division, Rocket Pro TPO, from also working with UWM. The move polarized the wholesale channel and created concerns over antitrust violations

Upon taking UWM public on the New York Stock Exchange in January 2021, Ishbia ranked among the wealthiest business leaders in the country on the Bloomberg Billionaires Index.

3d rendering of a row of luxury townhouses along a street

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