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HousingWire Research: The Mortgage Rate Lock-In Effect is Shaping Today’s Market 

May 09, 2024Published by Mike Simonsen

The mortgage rate “lock-in” effect has been hotly debated. Experts have vehemently disagreed on the timing, drivers and implications of mortgage rate lock-in. This effect is explained as a phenomenon where homeowners with low mortgage rates are unwilling to sell and purchase another home with elevated mortgage rates. That we can agree on. But what […]

3d rendering of a row of luxury townhouses along a street

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