Justin Messer’s 19-year mortgage career began at Quicken Loans (now Rocket Mortgage), where he was instrumental in pioneering innovative strategies that are now employed industry-wide in whole loan trading and MBS delivery, while also initiating Rocket’s MSR retention strategy. Messer transitioned from Rocket to Prosperity Home Mortgage, LLC, where he shifted his focus to building the largest real estate-affiliated mortgage model. During his tenure, Messer grew a small mortgage operation into a national brand, closing over $60 billion over the last five years. He continues to be a respected industry expert in pipeline risk management, trading and servicing valuation and is now also one of the foremost experts on the affiliated mortgage model and purchase money mortgage originations.
With his start in capital markets, Messer became a leader across disciplines, including whole loan trading, interest rate risk management, and MSR portfolio development. He brought his strategic and innovative approach to Prosperity, where his commitment to growing the company into a national leader earned him the roles of SVP, COO and, now, president and CEO.
Since its acquisition by HomeServices of America (HSoA), a Berkshire Hathaway affiliate, in 2017, Messer has served as a member of the HSoA executive team and has built Prosperity into the largest and most successful real estate-affiliate mortgage company in the nation. Having earned a reputation for high achievement and thoughtful leadership, Messer is a sought-after speaker and panelist, focusing on local and national economic trends, purchase loan origination strategies, and community lending initiatives. Messer continues to give back, serving as a member of RESPRO, MBA’s Secondary and Capital Markets Committee, and is active with several community groups and Habitat for Humanity chapters nationwide.
What’s the best piece of advice you’ve ever received?
The “ism” I have tried to follow throughout my career is simple: “Ideas are rewarded, execution is worshiped.” Great ideas are a lot more common than decent ideas that have been elegantly executed.
Name:
Justin Messer
Title:
President and CEO
Company Name:
Prosperity Home Mortgage, LLC
